Terms of Service

Last updated: September 14, 2026

Using this site

Side by Side Calc provides free financial comparison calculators for educational and informational use. No account or sign-up is required, and there is no charge to use any page on this site.

Not financial, tax, or legal advice

The calculations on this site use standard, published references -- loan amortization formulas, future-value-of-annuity math, current federal tax brackets and deduction caps as enacted, and standard health-plan cost-sharing math -- not original research or advice about your situation. They are estimates, not financial, tax, or legal advice. Your lender, plan documents, tax return, and a qualified professional govern; consult one before acting on any figure here.

No warranty

This site is provided "as is," without warranty of any kind, express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose. Use of any calculator or content on this site is at your own risk.

Limitation of liability

To the fullest extent permitted by law, Side by Side Calc and its operator are not liable for any loss or damage arising from use of, or reliance on, this site or its content.

Advertising

This site may display ads served by Google AdSense and other third-party advertising networks. See the Privacy Policy for details on how those networks use cookies and similar technologies.

Content

The text, design, and code on this site belong to Side by Side Calc unless otherwise noted. You're welcome to link to any page here; please don't republish or scrape the content wholesale without permission.

Changes

These terms may be updated from time to time. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms? Reach out at hello@sidebysidecalc.com.